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Carnival - Sheba Combo (Gold)
for 1 year
Policy Details
| Life | BDT 250,000 |
| PTD | BDT 150,000 |
| Hospital in | BDT 85,000 |
| Hospital out | BDT 15,000 |
- Number of insured – 1
- Life Coverage of Primary Member – BDT 250,000
* death at any cause except suicide/HIV-AIDS
- Permanent total disability (PTD) – BDT 150,000
* In case of Total and Permanent Disability resulting from bodily injury directly through accidental means, which prevents the Insured Member from engaging in any business, occupation or work whatsoever for remuneration or profit and which disability has continued uninterruptedly for a period of at least six months and has been certified to be incurable by a physician approved by the Parties subject to provisions of this agreement.
- While interpreting this definition the Second Party shall, however, recognize as Total and Permanent Disability the entire and irrevocable loss of:
- Both eyes
- Both hands above the wrist
- Both feet above the ankle
- One hand above the wrist and one foot above the ankle
- One eye and one hand above the wrist
- One eye and one foot above the ankle
- Health Coverage (in-patient) - BDT 85,000
* an in-patient is someone who's been admitted to hospital at least for a night as per doctor's recommendation.
- In-patient services include - during hospitalization period Room rent, Hospital services, Surgical expenses, Consultation fees, Diagnostic bills, Medicine etc.
- Maximum confinement benefit - BDT 5,000/day (maximum 17 days/year)
- Health Coverage (out-patient) - BDT 15,000
* an out-patient is someone who goes to a hospital for a treatment but does not stay overnight.
- Out-patient services include – diagnostic tests and related attended physician's visit
- Doctor's visit BDT 500/prescription
- Diagnosis bills (20% copayment – paid by patients) doctor's visit
